Business Line of Credit
A line of credit gives you standing access to capital. Draw what you need, repay, and draw again. There is no cost to open and no annual fee, so the line can sit ready for the moment you need it.
- $5MStructured to the property
- RevolvingRepayment terms
- HoursApprovals in hours
Business fundingBusiness Line of Credit
★★★★★
“I have used this company for funding four times this year, and I couldn’t be more pleased with their service. Harry consistently goes above and beyond to secure the best interest rates for our agency, provides same-day funding, and is always easy to reach when we need him. I truly appreciate Harry and his team for helping keep our agency afloat and ensuring we can meet payroll for our 76 employees. Their support has been invaluable to our business, and I highly recommend this company to any agency looking for reliable funding and outstanding customer service!”
Sugar Home Health Consulting
★★★★★
“Adam is the best. Great company”
Carlos Girão
★★★★★
“Love working with Max, he makes it a simple process. Highly recommend! Pam”
Pam Duffield
★★★★★
“Todd Toure is the best broker in the world”
Jason Kessler
★★★★★
“Patrick made this process easy and quick! Appreciate his guidance”
Orlando Pena
★★★★★
“Teddy at Royal Funding has come through for me twice now. Both times his communication was great and he was honest and up front about everything. Funding came through quickly both times. I would definitely work with Teddy again.”
Dan Rivera
★★★★★
“Thanks for help me !!”
Houston Wyoming
★★★★★
“Fewer documents and faster.”
quyen le
Business Line of Credit at a glance.
Business Line of Credit from Royal Funding Group is for established U.S. businesses with 12 or more months in business, in all 50 U.S. states.
- Funding amount
- Up to $5,000,000
- Repayment terms
- Revolving
- Speed
- No cost to open, no annual fee
What businesses use business line of credit for.
- Cash-flow cushion
- Supplier deposits
- Recurring purchases
- Emergency repairs
Who qualifies.
- 12 or more months in business
- U.S.-based businesses only
- Business financing only — no personal loans
- Startups and pre-revenue businesses are not funded at this time
What to have ready
- How much you need, your average monthly revenue, time in business, and how to reach you (the 20-second first step)
- Recent business bank statements, sent by secure link to your specialist
Just three steps to get funded.
- 1
Apply online
two minutesA short secure application. No documents needed to start.
- 2
Your specialist calls
same dayThey review your options. Bank statements by secure link.
- 3
Get funded
same dayChoose the option that fits. Funding in hours once approved.
Business Line of Credit questions, answered.
How much can a business line of credit provide?
Lines run up to $5,000,000 and you can draw as little as $1,000 at a time. You pay only on what you use, and the rest stays available.
Does a line of credit cost anything to open?
No. There is no cost to open and no annual fee, so the line can sit ready until you need it.
When does a line of credit make sense instead of working capital?
When the need is recurring or unpredictable rather than a single amount. Many owners open a line before a busy season so funds are ready the day a supplier or repair bill lands.
Related programs
All programs- Working CapitalCover payroll, inventory, and cash-flow gaps, or move on an opportunity before it passes.
- Term LoansLarger amounts with longer, predictable repayment for investments that pay back over time.
Industries that use business line of credit
Talk to a specialist about business line of credit.
Five quick questions. A specialist calls you back the same day.
