Working Capital
Working capital is built for speed and simplicity. Tell us what you need, share recent business bank statements, and a funding specialist puts options in front of you the same day. No collateral required on unsecured programs.
- $5MFrom $5,000
- 5 to 12 moRepayment terms
- HoursApprovals in hours
Business fundingWorking Capital
★★★★★
“I have used this company for funding four times this year, and I couldn’t be more pleased with their service. Harry consistently goes above and beyond to secure the best interest rates for our agency, provides same-day funding, and is always easy to reach when we need him. I truly appreciate Harry and his team for helping keep our agency afloat and ensuring we can meet payroll for our 76 employees. Their support has been invaluable to our business, and I highly recommend this company to any agency looking for reliable funding and outstanding customer service!”
Sugar Home Health Consulting
★★★★★
“Adam is the best. Great company”
Carlos Girão
★★★★★
“Love working with Max, he makes it a simple process. Highly recommend! Pam”
Pam Duffield
★★★★★
“Todd Toure is the best broker in the world”
Jason Kessler
★★★★★
“Patrick made this process easy and quick! Appreciate his guidance”
Orlando Pena
★★★★★
“Teddy at Royal Funding has come through for me twice now. Both times his communication was great and he was honest and up front about everything. Funding came through quickly both times. I would definitely work with Teddy again.”
Dan Rivera
★★★★★
“Thanks for help me !!”
Houston Wyoming
★★★★★
“Fewer documents and faster.”
quyen le
Working Capital at a glance.
Working Capital from Royal Funding Group is for established U.S. businesses with 12 or more months in business, in all 50 U.S. states.
- Funding amount
- $5,000 to $5,000,000
- Repayment terms
- 5 to 12 months
- Speed
- Same-day funding
What businesses use working capital for.
- Payroll
- Inventory
- Seasonal gaps
- Equipment repairs
- Marketing
- Taxes
Who qualifies.
- 12 or more months in business
- U.S.-based businesses only
- Business financing only — no personal loans
- Startups and pre-revenue businesses are not funded at this time
What to have ready
- How much you need, your average monthly revenue, time in business, and how to reach you (the 20-second first step)
- Recent business bank statements, sent by secure link to your specialist
Just three steps to get funded.
- 1
Apply online
two minutesA short secure application. No documents needed to start.
- 2
Your specialist calls
same dayThey review your options. Bank statements by secure link.
- 3
Get funded
same dayChoose the option that fits. Funding in hours once approved.
Working Capital questions, answered.
How fast is working capital funded?
Approvals happen in hours and funds arrive the same day. Your specialist confirms the timeline once they have your recent bank statements.
Is collateral required for working capital?
No collateral is required on unsecured programs, which run from $5,000 to $5,000,000. A specialist walks you through the options that fit your deposits and time in business.
What is working capital used for?
Payroll, inventory, seasonal gaps, equipment repairs, marketing and taxes are the most common uses. It suits any need where speed matters more than a long repayment runway.
Talk to a specialist about working capital.
Five quick questions. A specialist calls you back the same day.
