Capital that shows up before the draw does.
Materials, crews, and equipment are paid long before the milestone check clears. We bridge the gap so you can bid bigger.
- $5MFunding up to, from $5,000
- HoursApprovals in hours
- 3Programs that fit construction
Construction funding at a glance.
Royal Funding Group funds construction businesses with 12 or more months in business in all 50 U.S. states.
- Funding amount
- $5,000 to $5,000,000
- Approval
- Approvals in hours
- Programs that fit
- 3 programs
Where cash flow gets tight.
Payroll between milestones
Crews are paid every week. Progress payments are not.
Material deposits
Suppliers want deposits before the job starts, especially on large orders.
Equipment and bonding
Bigger jobs need bigger equipment and bonding capacity.
Change orders and delays
Weather and inspections stretch timelines and cash.
What construction owners fund.
- Payroll between progress payments
- Materials
- Equipment purchase or rental
- Hiring new crews
- Fleet vehicles
- Bonding and insurance
- Taking on larger contracts
- Covering retainage
Programs that fit.
All programs- Working CapitalCover payroll, inventory, and cash-flow gaps, or move on an opportunity before it passes.
- Term LoansLarger amounts with longer, predictable repayment for investments that pay back over time.
- Expansion FinancingOpen the next location, acquire a competitor, or scale a proven model without stalling.
Just three steps to get funded.
- 1
Apply online
two minutesA short secure application. No documents needed to start.
- 2
Your specialist calls
same dayThey review your options. Bank statements by secure link.
- 3
Get funded
same dayChoose the option that fits. Funding in hours once approved.
Owners who made the move.
What could your construction business qualify for?
You can qualify for up to*
$125,000
* Estimate only. Not a guarantee of approval or of any amount, and not an offer or a commitment to fund. Every business is different: actual options depend on a full review of your business, bank statements and credit, and are subject to underwriting and approval.
Straight answers.
Do you fund subcontractors?
Yes. General contractors, subcontractors, and specialty trades with 12 months or more in business all qualify for our programs.
Can I fund a specific project?
Many contractors use working capital or a term loan to cover mobilization costs on a new contract and repay from progress payments.
Find out what your business qualifies for.
Five quick questions. A specialist calls you back the same day.
