Term Loans
Term loans suit businesses that need a larger amount and a longer runway. Our streamlined process removes the paperwork that slows traditional lenders down, and most programs include early payoff discounts, so you only pay for the time you use the capital.
- $5MFrom $5,000
- 12 to 48 moRepayment terms
- HoursApprovals in hours
Business fundingTerm Loans
★★★★★
“I have used this company for funding four times this year, and I couldn’t be more pleased with their service. Harry consistently goes above and beyond to secure the best interest rates for our agency, provides same-day funding, and is always easy to reach when we need him. I truly appreciate Harry and his team for helping keep our agency afloat and ensuring we can meet payroll for our 76 employees. Their support has been invaluable to our business, and I highly recommend this company to any agency looking for reliable funding and outstanding customer service!”
Sugar Home Health Consulting
★★★★★
“Adam is the best. Great company”
Carlos Girão
★★★★★
“Love working with Max, he makes it a simple process. Highly recommend! Pam”
Pam Duffield
★★★★★
“Todd Toure is the best broker in the world”
Jason Kessler
★★★★★
“Patrick made this process easy and quick! Appreciate his guidance”
Orlando Pena
★★★★★
“Teddy at Royal Funding has come through for me twice now. Both times his communication was great and he was honest and up front about everything. Funding came through quickly both times. I would definitely work with Teddy again.”
Dan Rivera
★★★★★
“Thanks for help me !!”
Houston Wyoming
★★★★★
“Fewer documents and faster.”
quyen le
Term Loans at a glance.
Term Loans from Royal Funding Group is for established U.S. businesses with 12 or more months in business, in all 50 U.S. states.
- Funding amount
- $5,000 to $5,000,000
- Repayment terms
- 12 to 48 months
- Speed
- Approvals in hours
What businesses use term loans for.
- Renovations
- Large equipment
- Hiring
- Refinancing
- Inventory build
Who qualifies.
- 12 or more months in business
- U.S.-based businesses only
- Business financing only — no personal loans
- Startups and pre-revenue businesses are not funded at this time
What to have ready
- How much you need, your average monthly revenue, time in business, and how to reach you (the 20-second first step)
- Recent business bank statements, sent by secure link to your specialist
Just three steps to get funded.
- 1
Apply online
two minutesA short secure application. No documents needed to start.
- 2
Your specialist calls
same dayThey review your options. Bank statements by secure link.
- 3
Get funded
same dayChoose the option that fits. Funding in hours once approved.
Term Loans questions, answered.
What are the terms on a business term loan?
Term loans run from $5,000 to $5,000,000 over 12 to 48 months. Most programs include early payoff discounts, so you only pay for the time you use the capital.
How long does a term loan approval take?
Approvals happen in hours. The streamlined process removes the paperwork that slows traditional lenders down; your specialist asks for recent business bank statements and little else to start.
What do businesses use term loans for?
Renovations, large equipment, hiring, refinancing and inventory builds — investments that pay back over time and suit a longer, predictable repayment.
Talk to a specialist about term loans.
Five quick questions. A specialist calls you back the same day.
