Room to grow for the centers families count on.
Staffing ratios, licensing upgrades, and a waitlist that says it is time for a second classroom. Funding that keeps pace with enrollment.
- $5MFunding up to, from $5,000
- HoursApprovals in hours
- 3Programs that fit childcare
Childcare funding at a glance.
Royal Funding Group funds childcare businesses with 12 or more months in business in all 50 U.S. states.
- Funding amount
- $5,000 to $5,000,000
- Approval
- Approvals in hours
- Programs that fit
- 3 programs
Where cash flow gets tight.
Staffing ratios
Enrollment grows in steps, and each step means hiring before tuition catches up.
Licensing and safety upgrades
Playgrounds, security systems, and facility requirements come with deadlines.
Seasonal enrollment
Summer and September swings put pressure on cash flow.
Second location
A full waitlist is a good problem that still needs capital.
What childcare owners fund.
- Hiring and training staff
- Payroll
- Facility upgrades
- Playground and safety equipment
- New classrooms
- Opening a second location
- Curriculum and technology
- Transportation vans
Programs that fit.
All programs- Working CapitalCover payroll, inventory, and cash-flow gaps, or move on an opportunity before it passes.
- Business Line of CreditDraw as little as $1,000 when you need it and keep the rest available. Pay only on what you use.
- Expansion FinancingOpen the next location, acquire a competitor, or scale a proven model without stalling.
Just three steps to get funded.
- 1
Apply online
two minutesA short secure application. No documents needed to start.
- 2
Your specialist calls
same dayThey review your options. Bank statements by secure link.
- 3
Get funded
same dayChoose the option that fits. Funding in hours once approved.
Owners who made the move.
What could your childcare business qualify for?
You can qualify for up to*
$125,000
* Estimate only. Not a guarantee of approval or of any amount, and not an offer or a commitment to fund. Every business is different: actual options depend on a full review of your business, bank statements and credit, and are subject to underwriting and approval.
Straight answers.
Do home daycares qualify?
Licensed centers and in-home providers with 12 months or more in business and business banking history can qualify.
Can funding cover a new location build-out?
Yes. Expansion financing is designed for exactly that, with same-day approvals available.
Find out what your business qualifies for.
Five quick questions. A specialist calls you back the same day.
