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Before you apply

How to get approved for business funding.

Clear requirements save everyone time. This is who we fund, what to have ready, and the habits that make approval easier.

Who qualifies

  • 12 or more months in business
  • U.S.-based businesses only
  • Business financing only — no personal loans
  • Startups and pre-revenue businesses are not funded at this time

What to have ready

  • How much you need, your average monthly revenue, time in business, and how to reach you (the 20-second first step)
  • Recent business bank statements, sent by secure link to your specialist

Habits that help

  • Run business income through a business bank account, so your deposits show the real revenue
  • Give an honest monthly revenue figure on the application; your specialist checks it against your statements
  • Keep recent business bank statements easy to find
  • Know what the money is for and roughly how much you need
  • Pick up when your specialist calls; they move fastest with you on the phone

If you are not there yet

If your business is newer than 12 months, keep building deposit history and revisit us at the one-year mark. Our team is happy to tell you exactly what to have ready.

Royal Funding Group funds U.S. businesses with 12 or more months in business. Questions before you apply? Call (929) 506-8133, Mon to Fri, 9:00 AM to 6:00 PM ET.

Ready when you are.

Five quick questions, then a funding specialist calls you the same day.

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