Straight answers, before you apply.

Yes. Owner-operators and fleets with 12 months or more in business and steady deposits are a strong fit for working capital and lines of credit.

Approvals in hours and same-day funding, so a repair or a new truck does not sit idle.

Yes. General contractors, subcontractors, and specialty trades with 12 months or more in business all qualify for our programs.

Many contractors use working capital or a term loan to cover mobilization costs on a new contract and repay from progress payments.

Licensed centers and in-home providers with 12 months or more in business and business banking history can qualify.

Yes. Expansion financing is designed for exactly that, with same-day approvals available.

Approvals in hours. Same-day funding. Many roofers open a line of credit before the season so funds are ready.

Unsecured programs are available up to $5,000,000. A specialist will walk you through the options.

Yes. Franchisees with an operating location and 12 months or more in business qualify for expansion financing and working capital.

Working capital or a term loan can cover a refresh, with early payoff discounts on most programs.

Yes. Independent pharmacies, dental practices, medical offices, and wellness clinics all qualify.

Programs run from $5,000 to $5,000,000.

Yes. E-commerce and wholesale businesses with 12 months or more in business and steady deposits qualify.

Many retailers open a line of credit in late summer so inventory can be ordered when supplier terms are best.

Yes. Mechanical repair, body shops, tire shops, and detailing businesses with 12 months or more in business qualify.

Term loans and working capital are commonly used for lifts and diagnostic equipment.

Yes. Dental practices with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.

Approvals in hours. Same-day funding.

Yes. Pharmacies with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.

Yes. Inventory and wholesaler payments are among the most common uses of working capital and a business line of credit.

Yes. Wholesale and distribution businesses with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.

Yes. Working capital and a business line of credit are often used to buy inventory for a large order before the customer pays.

Yes. Online stores with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.

Yes. U.S. businesses with 12 months or more in operation qualify whether they sell online, in store or both.

Yes. Hotels and hospitality businesses with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.

Yes. Term loans and expansion financing are often used for renovations, furniture and property improvements.

Yes. Franchise owners with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.

Yes. Expansion financing and term loans are built for opening the next location, from the build-out to opening-day inventory.

Yes. Logistics and warehousing companies with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.

Trucking covers carriers and fleets on the road. This page covers warehousing, distribution and logistics operations. Both qualify for the same programs.

Yes. Landscaping and lawn care companies with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.

Yes. Businesses with 12 months or more in operation can apply year-round, and many use funding to prepare before spring.

Yes. Manufacturers with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.

Yes. Term loans and expansion financing are often used for machinery that raises capacity, and working capital covers repairs.

Yes. Salons and spas with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.

Yes. Expansion financing and term loans are built for opening the next location.

Yes. Professional services firms with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.

Yes. Programs look at time in business and steady deposits, so service firms qualify just like product businesses.

Yes. Gyms and fitness studios with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.

Yes. Term loans and working capital are commonly used for equipment, and expansion financing for a new location.

Yes. Plumbing and HVAC companies with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.

Approvals in hours. Same-day funding.

Yes. Staffing agencies with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.

Yes. Payroll between client payments is one of the most common uses of working capital and a business line of credit.