More trucks, more techs, more jobs.
Vans, equipment, parts and technicians. Funding that keeps service calls running and big install jobs moving.
- $5MFunding up to, from $5,000
- HoursApprovals in hours
- 4Programs that fit plumbing & HVAC
Plumbing & HVAC funding at a glance.
Royal Funding Group funds plumbing & HVAC businesses with 12 or more months in business in all 50 U.S. states.
- Funding amount
- $5,000 to $5,000,000
- Approval
- Approvals in hours
- Programs that fit
- 4 programs
Where cash flow gets tight.
Parts and equipment
Units, parts and materials are bought before the job is paid.
Service vehicles
Every new tech needs a stocked van.
Hiring technicians
Licensed techs are hired before the work fills their schedule.
Seasonal peaks
Summer and winter rushes need staff and stock in advance.
What plumbing & HVAC owners fund.
- Service vans and trucks
- Parts, units and materials
- Tools and diagnostic equipment
- Hiring licensed technicians
- Payroll during busy seasons
- Large commercial install jobs
- Marketing and dispatch software
Programs that fit.
All programs- Working CapitalCover payroll, inventory, and cash-flow gaps, or move on an opportunity before it passes.
- Business Line of CreditDraw as little as $1,000 when you need it and keep the rest available. Pay only on what you use.
- Term LoansLarger amounts with longer, predictable repayment for investments that pay back over time.
- Expansion FinancingOpen the next location, acquire a competitor, or scale a proven model without stalling.
Just three steps to get funded.
- 1
Apply online
two minutesA short secure application. No documents needed to start.
- 2
Your specialist calls
same dayThey review your options. Bank statements by secure link.
- 3
Get funded
same dayChoose the option that fits. Funding in hours once approved.
Owners who made the move.
What could your plumbing & HVAC business qualify for?
You can qualify for up to*
$125,000
* Estimate only. Not a guarantee of approval or of any amount, and not an offer or a commitment to fund. Every business is different: actual options depend on a full review of your business, bank statements and credit, and are subject to underwriting and approval.
Straight answers.
Can a plumbing or HVAC company qualify?
Yes. Plumbing and HVAC companies with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.
How fast can a plumbing or HVAC company get funded?
Approvals in hours. Same-day funding.
Find out what your business qualifies for.
Five quick questions. A specialist calls you back the same day.

