Business funding with no collateral required.
No collateral is required on unsecured programs, which run from $5,000 to $5,000,000. You do not need to pledge equipment, property or receivables to get started.
- No collateral on unsecured programs
- $5,000 to $5,000,000
- Business financing only
No collateral funding
★★★★★
“I have used this company for funding four times this year, and I couldn’t be more pleased with their service. Harry consistently goes above and beyond to secure the best interest rates for our agency, provides same-day funding, and is always easy to reach when we need him. I truly appreciate Harry and his team for helping keep our agency afloat and ensuring we can meet payroll for our 76 employees. Their support has been invaluable to our business, and I highly recommend this company to any agency looking for reliable funding and outstanding customer service!”
Sugar Home Health Consulting
★★★★★
“Adam is the best. Great company”
Carlos Girão
★★★★★
“Love working with Max, he makes it a simple process. Highly recommend! Pam”
Pam Duffield
★★★★★
“Todd Toure is the best broker in the world”
Jason Kessler
★★★★★
“Patrick made this process easy and quick! Appreciate his guidance”
Orlando Pena
★★★★★
“Teddy at Royal Funding has come through for me twice now. Both times his communication was great and he was honest and up front about everything. Funding came through quickly both times. I would definitely work with Teddy again.”
Dan Rivera
★★★★★
“Thanks for help me !!”
Houston Wyoming
★★★★★
“Fewer documents and faster.”
quyen le
Royal Funding Group funds U.S. businesses with 12 or more months in business, in all 50 U.S. states.
How unsecured funding is decided
Without collateral, the decision rests on how the business performs: monthly revenue, business bank deposits and time in business. Your specialist reviews recent business bank statements and walks you through the options that fit.
Which programs are unsecured
Working capital and the business line of credit are the usual unsecured options. A line of credit has no cost to open and no annual fee, and you pay only on what you draw.
Who qualifies
12 or more months in business.
U.S.-based businesses only.
Business financing only — no personal loans.
Startups and pre-revenue businesses are not funded at this time.
Programs that fit
All programs- Working CapitalCover payroll, inventory, and cash-flow gaps, or move on an opportunity before it passes.
- Business Line of CreditDraw as little as $1,000 when you need it and keep the rest available. Pay only on what you use.
- Term LoansLarger amounts with longer, predictable repayment for investments that pay back over time.
Questions, answered.
More in the full FAQ.
Is collateral required?
No collateral is required on unsecured programs, which run from $5,000 to $5,000,000. A specialist walks you through the options that fit your deposits and time in business.
Are you the lender?
Royal Funding Group arranges financing through its network of funding partners. One application gives you access to multiple options, and your specialist helps you compare them.
Other situations
See what your business qualifies for.
Five quick questions, then a funding specialist calls you the same day.
