Stock the shelves before the season, not after.
Inventory, marketing, and a peak season that decides the year. Funding timed to your sales calendar.
- $5MFunding up to, from $5,000
- HoursApprovals in hours
- 3Programs that fit retail
Retail funding at a glance.
Royal Funding Group funds retail businesses with 12 or more months in business in all 50 U.S. states.
- Funding amount
- $5,000 to $5,000,000
- Approval
- Approvals in hours
- Programs that fit
- 3 programs
Where cash flow gets tight.
Inventory ahead of peak
Suppliers need payment months before holiday sales land.
Marketing
Customer acquisition costs are paid up front.
New channels and locations
A second storefront or a new marketplace needs capital.
Supplier terms
Cash discounts go to buyers who can pay early.
What retail owners fund.
- Inventory
- Seasonal stock-ups
- Store renovations and build-outs
- Point-of-sale and e-commerce technology
- Supplier early-pay discounts
- Seasonal staff
- Marketing
- Opening a new store
Programs that fit.
All programs- Working CapitalCover payroll, inventory, and cash-flow gaps, or move on an opportunity before it passes.
- Business Line of CreditDraw as little as $1,000 when you need it and keep the rest available. Pay only on what you use.
- Term LoansLarger amounts with longer, predictable repayment for investments that pay back over time.
Just three steps to get funded.
- 1
Apply online
two minutesA short secure application. No documents needed to start.
- 2
Your specialist calls
same dayThey review your options. Bank statements by secure link.
- 3
Get funded
same dayChoose the option that fits. Funding in hours once approved.
Owners who made the move.
What could your retail business qualify for?
You can qualify for up to*
$125,000
* Estimate only. Not a guarantee of approval or of any amount, and not an offer or a commitment to fund. Every business is different: actual options depend on a full review of your business, bank statements and credit, and are subject to underwriting and approval.
Straight answers.
Do online-only businesses qualify?
Yes. E-commerce and wholesale businesses with 12 months or more in business and steady deposits qualify.
Can I time funding to the holidays?
Many retailers open a line of credit in late summer so inventory can be ordered when supplier terms are best.
Find out what your business qualifies for.
Five quick questions. A specialist calls you back the same day.

