Keep the shelves stocked and the counter open.
Wholesaler bills are due before reimbursements land. Funding that covers inventory, payroll and upgrades for independent pharmacies.
- $5MFunding up to, from $5,000
- HoursApprovals in hours
- 4Programs that fit pharmacy
Pharmacy funding at a glance.
Royal Funding Group funds pharmacy businesses with 12 or more months in business in all 50 U.S. states.
- Funding amount
- $5,000 to $5,000,000
- Approval
- Approvals in hours
- Programs that fit
- 4 programs
Where cash flow gets tight.
Reimbursement lag
PBM and insurance reimbursements can trail the wholesaler invoice by weeks.
Inventory on hand
Patients expect prescriptions filled today, so stock cannot run thin.
Compliance and technology
Software, security and dispensing systems need regular upgrades.
Competing on service
Delivery, clinical services and longer hours take staff and capital.
What pharmacy owners fund.
- Inventory and wholesaler payments
- Payroll between reimbursements
- Pharmacy software and dispensing systems
- Store renovations
- Delivery vehicles
- Adding clinical services
- Hiring pharmacists and technicians
Programs that fit.
All programs- Working CapitalCover payroll, inventory, and cash-flow gaps, or move on an opportunity before it passes.
- Business Line of CreditDraw as little as $1,000 when you need it and keep the rest available. Pay only on what you use.
- Term LoansLarger amounts with longer, predictable repayment for investments that pay back over time.
- Expansion FinancingOpen the next location, acquire a competitor, or scale a proven model without stalling.
Just three steps to get funded.
- 1
Apply online
two minutesA short secure application. No documents needed to start.
- 2
Your specialist calls
same dayThey review your options. Bank statements by secure link.
- 3
Get funded
same dayChoose the option that fits. Funding in hours once approved.
Owners who made the move.
What could your pharmacy business qualify for?
You can qualify for up to*
$125,000
* Estimate only. Not a guarantee of approval or of any amount, and not an offer or a commitment to fund. Every business is different: actual options depend on a full review of your business, bank statements and credit, and are subject to underwriting and approval.
Straight answers.
Can a pharmacy qualify?
Yes. Pharmacies with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.
Can a pharmacy use funding for inventory?
Yes. Inventory and wholesaler payments are among the most common uses of working capital and a business line of credit.
Find out what your business qualifies for.
Five quick questions. A specialist calls you back the same day.
