New equipment. Fuller classes.
Equipment, renovations, instructors and marketing. Funding that helps gyms and studios grow their membership.
- $5MFunding up to, from $5,000
- HoursApprovals in hours
- 4Programs that fit fitness
Fitness funding at a glance.
Royal Funding Group funds fitness businesses with 12 or more months in business in all 50 U.S. states.
- Funding amount
- $5,000 to $5,000,000
- Approval
- Approvals in hours
- Programs that fit
- 4 programs
Where cash flow gets tight.
Equipment
Machines, racks and studio gear are costly and wear out.
Renovations
Locker rooms, floors and studio space need regular updates.
Seasonal sign-ups
New-year and summer pushes need marketing budget in advance.
Instructors and staff
Trainers and front-desk staff are hired before classes fill.
What fitness owners fund.
- Fitness equipment and upgrades
- Studio and locker room renovations
- Marketing for membership drives
- Hiring trainers and instructors
- Booking and membership software
- Opening a new location
- Covering slow months
Programs that fit.
All programs- Working CapitalCover payroll, inventory, and cash-flow gaps, or move on an opportunity before it passes.
- Business Line of CreditDraw as little as $1,000 when you need it and keep the rest available. Pay only on what you use.
- Term LoansLarger amounts with longer, predictable repayment for investments that pay back over time.
- Expansion FinancingOpen the next location, acquire a competitor, or scale a proven model without stalling.
Just three steps to get funded.
- 1
Apply online
two minutesA short secure application. No documents needed to start.
- 2
Your specialist calls
same dayThey review your options. Bank statements by secure link.
- 3
Get funded
same dayChoose the option that fits. Funding in hours once approved.
Owners who made the move.
What could your fitness business qualify for?
You can qualify for up to*
$125,000
* Estimate only. Not a guarantee of approval or of any amount, and not an offer or a commitment to fund. Every business is different: actual options depend on a full review of your business, bank statements and credit, and are subject to underwriting and approval.
Straight answers.
Can a gym or fitness studio qualify?
Yes. Gyms and fitness studios with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.
Can a gym finance new equipment?
Yes. Term loans and working capital are commonly used for equipment, and expansion financing for a new location.
Find out what your business qualifies for.
Five quick questions. A specialist calls you back the same day.

