Buy bigger orders. Ship them faster.
Suppliers want payment up front and customers pay on net terms. Funding that bridges the gap so you can take the big order.
- $5MFunding up to, from $5,000
- HoursApprovals in hours
- 4Programs that fit wholesale
Wholesale funding at a glance.
Royal Funding Group funds wholesale businesses with 12 or more months in business in all 50 U.S. states.
- Funding amount
- $5,000 to $5,000,000
- Approval
- Approvals in hours
- Programs that fit
- 4 programs
Where cash flow gets tight.
Net-30 to net-90 customers
Your buyers pay on terms while your suppliers want payment now.
Volume discounts
Buying in bulk saves money, but only if the cash is there.
Seasonal peaks
Holiday and seasonal orders need inventory months ahead.
Warehouse and fleet
Forklifts, racking and trucks keep orders moving.
What wholesale owners fund.
- Bulk inventory purchases
- Covering net-terms receivables
- Seasonal stock-ups
- Forklifts, racking and warehouse equipment
- Delivery trucks and vans
- Payroll during busy seasons
- Taking on a large new account
Programs that fit.
All programs- Working CapitalCover payroll, inventory, and cash-flow gaps, or move on an opportunity before it passes.
- Business Line of CreditDraw as little as $1,000 when you need it and keep the rest available. Pay only on what you use.
- Term LoansLarger amounts with longer, predictable repayment for investments that pay back over time.
- Expansion FinancingOpen the next location, acquire a competitor, or scale a proven model without stalling.
Just three steps to get funded.
- 1
Apply online
two minutesA short secure application. No documents needed to start.
- 2
Your specialist calls
same dayThey review your options. Bank statements by secure link.
- 3
Get funded
same dayChoose the option that fits. Funding in hours once approved.
Owners who made the move.
What could your wholesale business qualify for?
You can qualify for up to*
$125,000
* Estimate only. Not a guarantee of approval or of any amount, and not an offer or a commitment to fund. Every business is different: actual options depend on a full review of your business, bank statements and credit, and are subject to underwriting and approval.
Straight answers.
Can a wholesale business qualify?
Yes. Wholesale and distribution businesses with 12 months or more in business and steady deposits are a good fit for working capital, a business line of credit, term loans or expansion financing.
Can funding cover a large purchase order?
Yes. Working capital and a business line of credit are often used to buy inventory for a large order before the customer pays.
Find out what your business qualifies for.
Five quick questions. A specialist calls you back the same day.

