Business funding when your credit is not perfect.
We work across a wide range of credit scores and look at the whole business, not only the owner’s score. Steady deposits and time in business carry real weight.
- Wide range of credit scores
- 12+ months in business
- A specialist reviews your deposits
Low credit funding
★★★★★
“I have used this company for funding four times this year, and I couldn’t be more pleased with their service. Harry consistently goes above and beyond to secure the best interest rates for our agency, provides same-day funding, and is always easy to reach when we need him. I truly appreciate Harry and his team for helping keep our agency afloat and ensuring we can meet payroll for our 76 employees. Their support has been invaluable to our business, and I highly recommend this company to any agency looking for reliable funding and outstanding customer service!”
Sugar Home Health Consulting
★★★★★
“Adam is the best. Great company”
Carlos Girão
★★★★★
“Love working with Max, he makes it a simple process. Highly recommend! Pam”
Pam Duffield
★★★★★
“Todd Toure is the best broker in the world”
Jason Kessler
★★★★★
“Patrick made this process easy and quick! Appreciate his guidance”
Orlando Pena
★★★★★
“Teddy at Royal Funding has come through for me twice now. Both times his communication was great and he was honest and up front about everything. Funding came through quickly both times. I would definitely work with Teddy again.”
Dan Rivera
★★★★★
“Thanks for help me !!”
Houston Wyoming
★★★★★
“Fewer documents and faster.”
quyen le
Royal Funding Group funds U.S. businesses with 12 or more months in business, in all 50 U.S. states.
What we look at besides the score
Royal Funding Group partners with established businesses: 12 or more months in business, with business bank deposits. Your specialist reviews recent business bank statements to see how money moves through the business, which tells a fuller story than a single credit number.
That is why two owners with the same score can see different options. Consistent monthly revenue and a clean deposit history help.
What to expect by credit range
Under 550: options may be limited.
550 to 650: good fit for most programs.
650+: best rates and highest limits.
Where to start
Working capital is the most common starting point at lower score ranges. Options may be limited under 550, and a specialist can review your deposits to see what is available. As your history builds, more programs and higher limits open up.
Questions, answered.
More in the full FAQ.
Which credit scores do you work with?
We work across a wide range and look at the whole business, not only the owner's score. Under 550: options may be limited; 550 to 650: good fit for most programs; 650+: best rates and highest limits.
Do you fund startups with low credit?
Not at this time. Our programs are designed for operating businesses with revenue and 12 months or more of business banking history.
Other situations
See what your business qualifies for.
Five quick questions, then a funding specialist calls you the same day.
